Couples and stamp duty checklist

Tick as you go. Your ticks are kept on this device for now; join free and they follow you onto your phone and laptop, under the Checklists tab.

If you are married or in a civil partnership and one of you owns a home, HMRC treats it as both of yours. These are the checks that stop that rule costing you more than it has to. Tick each one as it is done.

Before you offer

Worked out whether the marriage rule applies to us with the couples stamp duty checker
Checked whether either of us has ever owned or part-owned a home anywhere in the world, including an inherited share
Budgeted the real stamp duty figure, not the first-time buyer one

Before you exchange

Asked our conveyancer whether this purchase counts as replacing our main home
Checked the completion date against the wedding date
Talked through who owns what, and the order of events, with a conveyancer or tax adviser

After you complete

Kept the completion statement and proof of any surcharge paid
Set a reminder: if the old main home sells within 36 months, reclaim the surcharge
Confirmed the stamp duty return was filed within 14 days of completion

General information, not tax advice. Speak to a qualified conveyancer or tax adviser before you exchange.

General information, not advice. Rules change; check gov.uk for the latest. Powered by BrickzWithTipz.

This is one step. There are about forty.

Between a first viewing and the day you get your keys there are dozens of steps in a specific order. Getting them out of order is what costs people money and months. The Homebuyers Club walks you through every one, with your own numbers.

The home screen: your next little step, Ready Score and deposit

The Ready Score with the three things that would move it most

The seven-stage journey with steps to tick

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After you complete

Kept the completion statement and proof of any surcharge paid

Set a reminder: if the old main home sells within 36 months, reclaim the surcharge

Confirmed the stamp duty return was filed within 14 days of completion

General information, not tax advice. Speak to a qualified conveyancer or tax adviser before you exchange.

This is one step. There are about forty.

Join now. Free forever.

No card, no trial. Sign in with Apple or an email link.