Affordability calculator

What could you afford?

Your income and your deposit in, the price you could afford out. It updates as you type.

Your number first. Then how mortgage-ready you are, where that budget goes furthest and when you could buy.

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The Ready Score in the app, with the three things that would move it most
All checklists
Who is buying

You could afford around

£ ?

Type your income and it appears here.

Take it a step further

This is the rough number. Sign in free today and get the real picture.

  • The Ready Score screen: a score out of 100 and the next steps that would raise it

    Your Ready Score

    How mortgage-ready you are out of 100 and the three things that would raise it most.

  • The Where could I buy screen: nearby areas marked within reach, a stretch or not yet

    Where you could buy

    The areas near you where a home fits your budget, on real sold prices.

  • The When could I buy screen: a month and year with sliders for saving and deposit

    When you could buy

    The month you get there, and how saving more or a bigger deposit moves it.

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A rough estimate to help you prepare, not a mortgage decision or financial advice. Real borrowing depends on your credit, your outgoings and the lender. Stamp duty is the first-time buyer figure for England and Northern Ireland; Scotland and Wales have their own taxes. Speak to a qualified mortgage broker before you decide.

The Homebuyers Club

A number is a start. A plan gets you the keys.

The calculator tells you what you might borrow. The Homebuyers Club shows you how ready you are, where that budget goes furthest and the next small step to take this week.

  • The home screen: your next little step, Ready Score and deposit
  • The Ready Score with the three things that would move it most
  • The seven-stage journey with steps to tick
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