Low deposit options

Buy with less than you think

25 ways to buy a first home with a small deposit, from £0 up.

Every lender, scheme and developer offer that lets you put down less, with the rules for each, in one list.

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The low-deposit list in the app: lenders, government and developers, grouped by deposit
Home

Put down less

  1. 10%
  2. 5%
  3. £10k
  4. £5k
  5. £0

We'll show you the lenders that let you put down less. All in one place, with who each one is for and the catch.

Lenders and schemes inside

  • Lloyds Bank
  • Barclays
  • Nationwide Building Society
  • Santander
  • Skipton Building Society
  • Accord Mortgages
  • Yorkshire Building Society
  • Newcastle Building Society
  • Coventry Building Society
  • Hanley Economic Building Society
  • April Mortgages
  • Gen H
  • Own New
  • Persimmon Homes
  • HM Government

25 options inside, from no deposit at all to 5%, plus the big banks, the government schemes and the housebuilders. Every one re-checked against its source every Monday.

Names and logos belong to their owners and do not mean they endorse the Club.

Get the app, free. See all 25 options inside

The Homebuyers Club

This is the list. Here it is inside the app.

Lenders first, then government schemes, then developer offers. Tap one to open it. The chips start on the deposit you have saved, so you see what you could reach today.

  • The low-deposit list: tabs for lenders, government and developers, and deposit chips
  • One option opened: who it is for, the key details and the catches
  • The government tab, with Your First Home marked as announced
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